Common Misconceptions About Personal Injury Claims

By May 10, 2017Personal Injury

Personal Injury Claim Myths

I don’t need an attorney as long as I have insurance

Personal Injury claims can be complicated and involved. Insurance companies are always trying to make a profit, and their employees are experts and well-trained adjusters. Almost always insurance companies try to settle your claim for the least amount possible, and that may be a disproportionate amount to cover the medical bills and expenses.

Trying to negotiate with an insurance company on your own is a bad idea. Any statements you make to them could be used against you and cost you part of your claim. The wise choice to is to hire an experienced personal injury lawyer in Conyers to be on your side who has handled thousands of similar cases. Insurance alone is not enough to guarantee your expenses and medical bills will be paid. Lost wages and the cost possible future medical care is another reason you should speak to your personal injury attorney.

If Needed I can Hire an Attorney Later

Hiring representation early is advised because a stronger case may be created for you. Delaying hiring an attorney could seriously hurt your claim. A personal injury lawsuit has a statute of limitations, or a time limit. Additionally, if you accept insurance money or any offer, you will forfeit the right to file a lawsuit in the future. If you have already received a settlement, the insurance company will not give you another cent regardless of any surgeries or health care needs that may be necessary for the future. Having an experienced attorney representing your case will ensure that you will be allowed to collect what the claim is worth.

Hiring a lawyer is expensive

Many people believe that they cannot afford to hire a lawyer, but the truth is that they cannot afford not to hire a lawyer. Injured people are already dealing with medical bills after an injury, lost wages, and possibly pain and suffering. Property damage is another loss that you may be experiencing. If you are unsure if you have a case or need a lawyer, you are welcome to contact us for a free consultation and ask questions. You need a personal injury lawyer’s opinion about the case to see if it is worth pursuing.

Our law firm works on a contingency fee basis. In other words, you do not pay us unless there is a settlement in your favor.

I do not wish to sue anyone; It seems wrong

The legal process of filing a lawsuit exists to help and protect people who are wrongfully hurt or injured. Pursuing a lawsuit is your constitutional right. The money recovered will not come from any individual’s wallet; it will come from the billion dollar insurance company that the person pays premiums to every month for this exact situation. Some people have bad feelings about making an insurance company pay for the injuries or lost wages they have incurred. Insurance companies exist for this reason exclusively. In reality, you are not suing anyone; it is a giant conglomerate.

Those who file personal injury lawsuits are just greedy

Insurance companies perpetuate this misconception to make people feel guilty about pursuing a personal injury lawsuit. The money that is rightfully obligated to the individuals who are injured because of the negligence of another person. Another misconception is that anyone who is filing a claim is filing frivolous lawsuits. Most people who will submit a personal injury case have been involved in legitimate accidents or have real injuries due to the negligence of someone else. In almost all the cases, a person filing a claim is an honest person just trying to collect what is owed to them for damages and the expenses.

It will take forever to resolve my case

The truth is that submitting a claim will take some time and also effort. If you have hired a personal injury attorney, you should only be concerned with your recovery while your lawyer works at getting the compensation you are due. The amount of time it will take will depend on the complexity of the case. Many cases settle before a personal injury claim is ever filed. Many insurance companies do not want to go to court. Court cases are time-consuming and expensive.

My family or estate lawyer can handle my personal injury case

All lawyers are not experts in all legal matters. All lawyers are professionals but may have specialized areas of practice. Personal injury lawyers have spent thousands of hours trying and researching personal injury claims. It is a misconception that any lawyer will know how to best proceed with a personal injury case. Call an experienced personal injury attorney in Covington who will personally and directly handle your case

 

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