Newton County Car Accident Attorney
Car accidents remain far too common in Georgia. All cities and towns in our state have felt the terrible impact of motor vehicle collisions. According to data collected and published by the Governor’s Office of Highway Safety in Georgia, there were 3,162 wrecks reported in Newton County in 2016 alone. While some of these crashes were minor, there were also many serious auto accidents. In all, 812 injuries were reported in Newton County, and there were 21 confirmed traffic deaths.
Car accident victims and their family members must be able to access maximum financial support. Sadly, the big insurance carriers are often difficult to work with. In too many cases, injured victims find that their legal claim has been severely undervalued or even denied outright by the insurer. To ensure that they can get a full their settlement offer, victims should always be represented by an experienced attorney.
At MG Law, our dedicated Newton County car accident attorneys have the skills and legal knowledge needed to hold insurers fully accountable. We are committed to helping car accident victims recover every penny that they deserve. If you or a family member was hurt in a crash in Newton County, please do not hesitate to contact our law office today for free legal guidance.
Common Car Accident Injuries
At MG Law, our car accident lawyers have handled claims involving a wide range of different injuries. We know that when it comes to car accidents, you cannot judge the crash by simply looking at the damaged vehicles. In some cases, victims suffer severe injuries in crashes that appear to be relatively modest. In other cases, people walk away from rollover crashes with little more than a few bruises. Our law firm handles all car accident injury cases. Some common example of auto accident injuries include;
- Deep bruises;
- Cuts and lacerations;
- Broken bones and fractures;
- Soft tissue injuries, including whiplash;
- Nerve damage;
- Concussions and other head injuries;
- Psychological injuries;
- Organ damage;
- Internal bleeding;
- Spinal cord damage;
- Paralysis; and
Victims Have Limited Time to File a Claim
All car accident injury lawsuits and insurance claims are governed by (Ga. Code Ann. Sec. 9-3-33). This is the state’s two-year statute of limitations. With few exceptions, victims are legally obligated to initiate their legal claim within 24 months of the date of their crash. If the statute of limitations clock expires before action is taken by the plaintiff, a court will likely automatically dismiss the case.
You should not wait to bring your Georgia auto accident claim. The best way to maximize your financial recovery is to get a Newton County personal injury lawyer by your side immediately after your crash. Beyond making sure that you meet all state filing deadlines, your car accident lawyer in Newton County will be able to help you build an effective legal claim, backed by compelling supporting evidence.
Injured Victims Deserve Full Compensation
Our Newton County car crash attorneys understand how badly victims need full compensation for their damages. Under Georgia law, victims can generally only recover financial compensation to the extent that they can prove their losses. Insurance companies will look for any opportunity they can find to deny or undervalue your claim. Our legal team will make sure that your damages (both economic and noneconomic) are properly documented so that you can get the full financial relief that is available. We have helped car accident victims recover financial compensation for:
- Vehicle damage;
- Emergency room bills;
- Long-term medical care;
- Visits to specialists;
- Medical devices;
- Physical therapy;
- Lost income;
- Pain and suffering;
- Mental Anguish;
- Disfigurement; and
- Wrongful death.
Tips For Dealing With Insurance Adjusters
Most Newton County car accident injury claims are defended by large insurance companies. It is crucial that injured victims remember that these companies are out to make a profit: they are not interested in paying victims a full and fair settlement offer. If an insurer can get away with resolving your claim for less than it is worth, they will almost certainly try to do it. Further, insurance companies put a lot of resources into training their representatives. These insurance adjusters are tasked with protecting the financial interests of their employer. For this reason, you need to be very careful when dealing with insurance adjusters. Please keep the following four tips in mind:
- Do not give a recorded statement after your accident. The insurance company is looking for information that they can use against you. One of the best ways to protect yourself is to simply stay quiet and work through your car accident lawyer.
- Never admit fault for the crash. Insurance adjusters love it when people admit or accept that they might be partially at fault for their own crash. This will allow the insurance company to reduce a settlement offer. Do not admit fault, even partially. It is not your job to judge fault.
- Do not sign any documents. Often, insurance companies try to ask victims for a full release of their medical records after an accident. You do not always have to give them this information. Remember, the company is looking for things to use against you to reduce your compensation. Let your attorney review any documents before you actually sign them.
- Be patient when negotiating a settlement. One of the first rules of negotiation is that you do not lead with your best and final offer. Insurance adjusters know this rule very well. Companies often try to push injured victims into fast, lowball settlement offer. Be patient. You deserve full compensation for your injuries. Your car accident lawyer in Newton County will make sure that you are getting paid every dollar that you are owed.
Were You Injured In An Auto Accident In Newton County?
Our legal team can help. At MG Law, our dedicated Newton County car accident lawyers have helped countless victims recover full and fair settlement offers. If you or a family member was hurt in a car wreck, please contact us today to arrange your free initial consultation. With an office in Covington, we represent injured victims throughout Newton County, including in Mansfield, Newborn, Oxford, Porterdale, and Starrsville.
My Leased Car Was In An Accident—Now What?
Leasing is a great option for those who want a new car but don’t want to commit to buying. Still, a motorist can get into a wreck just as easily in a leased vehicle. Knowing what steps to take is vital if you hope to avoid significant financial losses as a result of the accident.
Accidents involving leased vehicles require some additional legwork for getting your car fixed. If you were physically injured, you also need to make a claim for compensation to cover your medical bills. Below, our car accident lawyers in Conyers tell you what you need to know.
Swap Insurance & Other Information At The Scene
Immediately following an accident, you’ll proceed just as you would after any other car wreck:
- Stop your vehicle immediately
- Call emergency services if someone needs assistance
- Swap insurance and personal information with all other drivers involved
- Call the police to report the accident
- Take pictures of damage to all vehicles
You must follow this checklist after a crash to obtain all the necessary information, otherwise getting an insurance claim approved will be a headache. if you were hurt, you should also immediately head to the hospital for tests and treatment.
Notify Your Insurance Company
An insurer needs to know about the accident, so you must call them promptly. Do so within 24 hours. Provide basic information about the wreck, such as the date, time, and location. Share other information such as the name and contact information for the other driver involved and the police report number.
A word of caution, however. Don’t give a recorded statement or any lengthy statement about what happened. Not until you speak with MG Law, that is. Odds are you are not thinking normally right after the crash and you might need some time to process what happened. Provide basic information to the insurer and then tell them you will talk to them later if they need a statement.
Notify The Dealer
The dealer or leasing company still owns the car, so they need to know about the crash. Call them as soon as you finish talking to the insurance company.
Because the dealer owns the car, they might have certain requirements regarding repairs. For example, they could require that all repairs be made with manufacturer’s parts instead of secondary parts. If you do not follow their rules, then you have violated your leasing contract. Gear up for a lawsuit or to pay penalties for your violation.
Of course, some dealers could be very helpful after a wreck. It’s their car, after all, and they have an interest in making sure it is fixed properly. Avoid delay when reaching out to them.
Get An Estimate On Repairs
The process for getting the car fixed will vary slightly depending on your insurer and the dealer. Some dealers will work directly with the insurance company to have the vehicle repaired. You will be told to drop the car off somewhere, and the next time you see it the car should be fixed.
Other dealers might require more legwork. You might need to take it to a mechanic or body shop to receive an estimate for the costs. This is why you contact the dealer after the accident. You are not the first lessee to get into a crash, and the dealership should have a process in place for repairs. Be sure to follow what they tell you.
Paying For Car Repairs Following A Wreck
Will you be required to pay for repairs? That depends on a few factors. For one, check who was at fault for the wreck. If another driver was, their insurance should step up and pay compensation for property damage. Insurance companies might bicker about fault if the facts are not clear.
If you were at fault, you might not pay anything if you carried enough collision coverage. This is no-fault insurance, so it will pay to fix a car even if you were at fault for the collision. All you might owe is the deductible, so check the policy. If you have $4,000 in damage but a $500 deductible, you will pay for the repairs and get a check for $3,500 to cover the insured amount.
Dealing With A Totaled Vehicle
A bad accident can seriously damage a leased car. Your insurer might consider the vehicle a total loss, which means they won’t pay to fix it. Instead, they will pay for the value of the vehicle. Unfortunately, this might be much less than what you owe on your lease.
Check whether you have gap insurance. Many dealers require it. Gap insurance pays for the difference between what the insurer will pay for a total loss and your remaining lease balance. It is great coverage to have for these accidents and can save you thousands of dollars.
Personal Injuries & Your Right To Compensation
If you were hurt in the accident, you might be entitled to compensation to cover medical care, lost wages, and pain and suffering. Unless your leased vehicle was defective, the dealer has no obligation to pay you compensation. Instead, you need to hire your own lawyer and seek a settlement from the person who hurt you.
In most cases, you will sue another driver who is at fault for the crash. For example, someone speeding or failing to yield is at fault if they slammed into you. This driver should carry bodily injury liability insurance as required by law. However, you will need your own attorney to carefully review the facts as known to determine fault.