An Atlanta car accident lawyer can include the cost of repairs in any settlement. We have found that many insurers are more eager to settle the property damage portion of the claim, often because there is little dispute about its value.
To make a claim, contact the appropriate insurance company. This could be the at-fault driver’s insurer or your own collision carrier. Report the accident.
Insurers differ slightly on what happens next. Some might send an adjuster out to look at your car, so you should not immediately get it repaired. The adjuster might ask that you take the car to a certain mechanic for a repair estimate. In other situations, you might be able to choose the mechanic.
The insurance company will need to decide how much your claim is worth, and they look at many factors, such as fault and the condition of your vehicle. Georgia recognizes “contributory negligence,” which can reduce the value of your claim. For example, your own carelessness could be 30% to blame for the accident, in which case you’ll receive 30% less than you otherwise would in compensation.
You might disagree with the insurer’s settlement offer. Our Newton County car accident lawyers recommend finding documentation to back up your claim. For example, a different mechanic than the one handpicked by the insurer might state that the cost of repairs will be more.
Remember, you will only receive repairs that put your car back in the position it was right before the crash. You will not receive compensation to make the car as good as new—unless you got into a collision as you were driving it off the dealer’s lot.
Also, an insurer will only pay for repairs up to the policy limit. In Georgia, motorists must carry $25,000 in property damage liability coverage. If your car needs $40,000 in repairs, you will not receive that much.