You need to report the hit and run. Any delay could set off red flags that you are making up the accident. In Georgia, all liability insurance policies come with uninsured motorist coverage unless you reject it in writing. This insurance can step in and cover a hit-and-run accident, which is excellent news.
You might have medical bills, lost wages, and damage to the vehicle. Generally, the driver who is at fault for the accident would pay for these financial losses. But because they have fled, you need to tap your uninsured motorist policy.
Remember, you cannot use this insurance if you are really at fault for the accident. In that case, you will need to look elsewhere. Some motorists have collision insurance which can pay for car repairs. They might also carry medical payments coverage, which can cover the cost of medical bills.
After reporting the accident, avoid giving a recorded statement to any insurance company until you speak with a lawyer. Your memory might not be 100%, and some adjusters ask deliberately confusing statements. Once you obtain legal counsel and review the facts of the case, you will be better positioned to make a statement.