Fault matters in an accident involving a company car just as it would in a crash involving your own vehicle. Under Georgia law, the party at fault for the accident pays compensation to victims.
Does this mean you will have to pay money if you were at fault? Possibly. However, most claims are made on the insurance policy, which your employer should have purchased and paid premiums for. Of course, you could still be sued personally if your negligence caused the accident. But that doesn’t happen very often.
If you were harmed in the accident, you also need to know who is at fault. You will make a claim on that person’s insurance. Often, another driver on the road is to blame. Maybe they ran a red light or failed to stop in time and crashed into you. This is why you got the insurance and personal information for all people involved in the crash.
However, it might be the case that your employer is to blame. If the car was defective when you got it, then your employer might share some of the fault. For example, the brakes might have failed soon after receiving the vehicle, or a tire could have blown. An employer who delivers an unsafe vehicle shares partial fault for the wreck.
Georgia law allows fault to be apportioned among multiple parties. Never discount the possibility that your employer is at least a little bit to blame for the accident. Your attorney might need to inspect the vehicle to check.