Being involved in an accident is never easy, but it can be even more challenging when a rideshare vehicle is involved.
You may be thinking, I was in an Uber accident, and I don’t know what to do next. If you are confused about what to do after an Uber accident, MG Law can help.
Reimbursement of your damages will vary depending on who was at fault and whether you were a passenger in the Uber vehicle.
Steps to Take After an Uber Accident
Whether you were a passenger in an Uber or driving your own vehicle, you should contact the police following an accident. You need to document the accident for your injury claim.
Also, you are legally obligated to report accidents in Georgia that involve injuries or property damage over $500. Be sure to exchange information with all involved parties, including potential witnesses.
If you can do so safely, take photos of the damage, debris, skid marks, and surrounding scene.
If your injuries are not severe enough to require emergency transport to the hospital, you should seek medical treatment as soon as possible.
Do not delay, as any delay could impact your claim. Don’t assume you are ok without getting checked out by a doctor. You could have internal injuries that a professional medical provider must diagnose.
Uber passengers who were in an accident need to report the accident to Uber directly.
This process can be done directly in the app itself. Make sure to keep documentation on any responses or lack of response you receive.
You should also contact a Georgia rideshare accident lawyer. Uber accident claims are often very complicated, so you shouldn’t try to handle one yourself.
Determining who is responsible for paying for your injuries will vary based on liability and available coverage under the Uber accident policy.
Uber Driver Accident—Not at Fault
The responsible party should pay for your injuries when the Uber driver is not at fault. If you were an Uber passenger and the driver did nothing wrong, your claim would be against the other driver.
However, it’s not uncommon for multiple parties to share fault. That means you could be pursuing a lawsuit against Uber and a third-party driver.
In accidents involving three or more drivers, one of which is an Uber driver, the responsibility still falls on whoever caused the accident.
You cannot choose only to pursue a claim against Uber just because they have a comprehensive liability insurance policy.
The Uber accident policy will not automatically pay out if the Uber driver was not responsible for the accident.
Uber Accident Policy Coverage
Uber insurance coverage varies depending on the driver’s status at the time of the accident. Here is a look at various scenarios and whether Uber would potentially provide coverage.
Remember, Uber coverage would only apply if the driver was responsible for the accident.
Driver’s Uber App Is Off, or They Are Offline
The driver’s personal insurance coverage would be primary in cases where the driver was not online or waiting to accept a ride.
Uber Driver Is Available or Waiting for Ride Request
If the driver is actively looking for fares, Uber could extend coverage in cases where the personal auto insurance doesn’t cover the accident.
If the Uber policy applies, the third-party liability limits are $50,000 in bodily injury per person, $100,000 in bodily injury per accident, and $25,000 in property damage per accident.
Uber Driver Is Headed to Pick up a Ride or On a Trip
Uber insurance would provide coverage if the driver was at fault for up to $1,000,000. The single limit would apply to both bodily injury and property damage.
Contact Our Attorney
If you have questions on what to do after an Uber accident, let MG Law assist you. We can help you determine the best course of legal action and identify all responsible parties.
We will conduct a thorough investigation to ensure we uncover all potential sources of recovery. We understand how stressful an auto accident can be physically and emotionally.
You should not be dealing with the added stress of medical expenses and lost wages. Instead of trying to pursue an Uber accident claim independently, our skilled legal team will fight for you.
The attorneys at MG Law have years of experience representing injured victims in rideshare accidents. We know how to build the strongest case possible and how to deal with Uber accident claims personnel.
Contact MG Law today to schedule a consultation to learn more about what to do after an Uber accident.